Encoding technologies

Personalizing secure electronic data during the issuance process

A range of inline technologies to write secure encrypted data to cards

Encoding is one of the most important functions of an ID issuance system. Cards containing secure electronic information can be used to digitally interact with a range of systems, including payment, access control and automated verification solutions.

Matica’s systems support a wide range of encoding types, these are mostly centred on three main technologies – magnetic stripe, contact IC chip and contactless IC chip. Matica’s encoding modules can be deployed inline as part of both its centralized and desktop issuance systems.

Contact chip encoding

Contact smart cards have an embedded integrated chip that can is programmed or read by direct contact with the chip’s gold-plated contact pads. These pads provide electrical connectivity when inserted into a reader or encoder.

A smart card can hold up to 100 times more data than a standard magnetic stripe ID card. With an enhanced degree of processing capabilities, these cards are also tamper-proof and can be reconfigured to add, erase, or edit the data they host. Of all the technology card options available, smart cards are the most secure, making them the optimal choice for accommodating a wide variety of sensitive data types.

A contact chip encoder can be added inline to most of Matica’s centralized and desktop card issuance systems. This can be a standard ISO 7816 PC/SC and/or EMV compliant device.

Contactless chip encoding

Contactless smart cards also have an embedded integrated chip. However, they differ from contact smart cards in the way that information is encoded to, or read from the chip. Instead of contact pads, the IC in a contactless card is connected to a RFID antenna enabling communication through radio waves.

A contactless chip encoder can be added inline to most of Matica’s centralized and desktop card issuance systems. Supported technologies include; ISO 14443 A and B, iCLASS®, MIFARE® and MIFARE DESFire®.

Magnetic stripe encoding

A magnetic stripe card stores data by modifying the magnetism of tiny iron-based particles on a band of magnetic material on the card.

Magnetic stripe cards are available in two types:

  • High coercivity (HiCo)
    The most common and recommended type of magnetic stripe. Due to their strong magnetic field, they retain data longer and are more durable. In addition, HiCo cards are resistant to damage from most magnetic fields.
  • Low coercivity (LoCo)
    Most often used for short-term data storage. LoCo cards are less popular than high-coercivity cards as they can be damaged by contact with a magnetic field.

An ISO 7811 compliant HiCo/LoCo magnetic encoder can be added inline to most of Matica’s centralized and desktop card issuance systems.

See more technologies

Encoding technologies

A range of inline technologies to write secure encrypted data to cards including: Contact chip, contactless chip and magnetic stripe encoding

Drop on Demand (DoD)

High resolution printing with enhanced durability, all delivered with the lowest cost per card

Direct to card printing

• High quality 300dpi color and monochrome printing • Secure printing options • Inline encoding options • Inline lamination and laser options

Retransfer printing

• 300dpi – 600dpi full color and monochrome printing • Up to 150cph • UV and security printing • Over the edge printing • Prints on multiple card types

chromXpert™ consumables

• Full range of comprehsive consumables • Diamond or Platinum range • Can be programmed to work on selected projects • Laminate patches


• Can be paired with DTC and RT printers • Increases card durability • Reduces the risk of fraud and counterfeiting

ID card issuance software

• Easy to create, connect, encode, and produce identity cards • For schools, universities, and enterprise access control systems • Optional pre-defined databases

Laser engraving

• Up to 1200 dpi • Up to 2000 cph output • Card security including microtext, MLI, CLI, MSPI • Anti-forgery protection

Passport printing

• 4800 x 1200dpi resolution per color • Up to 180 pph • ICAO 9303 compliant • RFID encoding and camera options

Metal plate embossing

• Reliable automatic plate feeder mechanism • Silent embossing mechanism • Variable plate and font size • Various metal types and thicknesses

Plastic card embossing

• Desktop or inline embossing, tipping and indenting of financial cards • Robust embossing mechanism to deal with various plastic types • 72 character drum • EMV compliant • Encoding options • Security locks

Self-issuance kiosks

• Self service instant card issuance for financial card applications • EMV compliant • Superior customer service levels

Card issuance and management software – Xpressi

Market leading smart card personalization and management software systems • Flexible architecture • Card issuance protection

Central issuance systems

• Distribute thousands of cards • Can be connected to a mailing system • Full secure issuance solution • Paired with Maticard Pro and Xpressi to deliver the full secure issuance solution

EMV instant issuance software – COTS

• PCI and EMV compliant • Unlimited users per branch, no cost per card, no annual license fee • Complete reporting and administrative tools

Machine control software

• Full control of all Matica central issuance systems • Easy to integrate with software for chip encoding, including EMV

Contact us