Xpressi™ Pay | Secure mobile payment software

Xpressi Pay是一个安全的解决方案，发行人可以通过用户友好的应用程序形式创建一个定制的银行品牌电子钱包。

移动支付是指通过便携式电子设备（如平板电脑或智能手机）为产品或服务进行的货币交易。移动支付技术也可用于向其他银行账户或支付服务发送资金。

Matica的Xpressi Pay包括主机卡仿真（HCE-NFC）和客户出示的QR码选项。它使金融机构能够增加利润，提高客户参与度并发展品牌形象。

主要特点

数据准备

金融机构可以通过以下方式提供各种输入模式的数据：

近场通信（NFC） 是一套通信协议，允许移动电话和支付终端通过靠近它们来建立通信。主机卡模拟（HCE）是一种技术，使移动电话能够将非接触式卡片复制到装有NFC的设备上，而不需要在该设备上设置安全元件。

商家终端没有眼睛，所以当非接触式支付出现时，它无法区分双界面卡、仅有非接触式卡或具有NFC功能的移动设备。

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